Vol VIII, Issue 3 Date of Publication: July 02, 2023
DOI: https://doi.org/10.20529/IJME.2023.009

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Health Insurance: Drawing inspiration from chit funds to pool health risks efficiently

Jacob M Puliyel
The provision of government-funded public health services in India is grossly inadequate and 48.2% of “total health expenditure” for India is paid “out of pocket” [1]. When the total health expenditure in a household exceeds 10% of the annual income, it is considered catastrophic health expenditure (CHE) [2].

Copyright and license
©Indian Journal of Medical Ethics 2023: Open Access and Distributed under the Creative Commons license ( CC BY-NC-ND 4.0),
which permits only non-commercial and non-modified sharing in any medium, provided the original author(s) and source are credited.

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