|Dublin Core||PKP Metadata Items||Metadata for this Document|
|1.||Title||Title of document||Life insurance and clinical trial participants|
|2.||Creator||Author's name, affiliation, country||Pankaj Shah; Sri Ramchandra Medical College and Research Institute, Sri Ramchandra University, Porur, Chennai, 600 116; IN|
Are the informed consent forms of clinical trials silent on the rights and obligations of participants with respect to their life insurance policies?
Though life insurance in India has poor penetration, it has increased over the last couple of years after the entry of private insurance providers. When a person buys his life insurance, the insurance company carries out the process of underwriting which involves the risk profile assessment of the individual on the basis of information provided, including reports of medical investigations (if done). The policy documents of the majority of insurance providers state that a claim is not allowed in a case of suicide within one year of commencement, or revival, of the policy. In a parallel situation, assume that a person enters a drug trial leading to change in the risk profile.
|5.||Publisher||Organizing agency, location||Forum for Medical Ethics Society|
|8.||Type||Status & genre|
|9.||Format||File format||HTML , PDF|
|10.||Identifier||Uniform Resource Identifier||https://ijme.in/articles/life-insurance-and-clinical-trial-participants/|
|11.||Source||Title; vol., no. (year)||Indian Journal of Medical Ethics;: New year; old problems|
|14.||Coverage||Geo-spatial location, chronological period, research sample (gender, age, etc.)|
|15.||Rights||Copyright and permissions||
All articles published in IJME are available on its website free of charge. The copyright for published material belongs to IJME/FMES. IJME freely permits the reprint (or reproduction on a website) of articles from the journal, as long as this is for non-commercial use and appropriate credit is given to the author and the journal and publication details are mentioned. The commercial use of our content can be made only after obtaining permission from and on payment to IJME. This is intended to support production of the journal.